1+year in business
We fund established businesses with consistent revenue.
50states
Available to businesses across the United States.
48hours
A real first answer, not an acknowledgement.
1advisor
The same person from your first conversation through funding.

Business financing options

Six ways to fund a business, and what each one is actually for.

Compare all financing options
Classical stone commercial building on an American city street

Government-backed financing

SBA Loans

The longest terms available anywhere, for the investments that take years to earn back.

  • Repayment terms from 5 to 25 years
  • Financing from $5K up to $5.5M
  • Suited to expansion, acquisitions, and commercial real estate
Mechanic working under the hood of a car in a service bay

Lump-sum financing

Term Loans

A set amount now, repaid on a fixed schedule. The plainest product we place, and usually the first to price.

  • Amounts from $25K to $1M
  • Terms from 1 to 5 years
  • Used for inventory, buildouts, vehicles, and most business purposes
Warehouse racking stacked with palletized inventory

Revolving credit

Business Lines of Credit

A limit that sits ready. Draw what you need, pay interest on that much only.

  • Credit lines from $10K to $1M
  • Draw, repay, and draw again as needs change
  • A standby cushion for cash-flow gaps and short-notice costs

Financing for specific business needs

Some purchases are better financed against the thing you are buying, the money you are already owed, or the revenue you bring in every month.

Excavator working on a cleared construction site

Asset-based financing

Equipment Financing

Machinery, vehicles, heavy equipment. The machine you are buying is what secures the loan.

  • Up to 100% of the equipment's value
  • Terms matched to the working life of the equipment
  • No separate assets pledged — the equipment is the collateral
Business owner working through paperwork at a desk in her workshop

Receivables-based financing

Invoice Financing

You did the work and sent the invoice. This is how you stop waiting 60 days to get paid for it.

  • Advances of 50–90% of invoice value
  • Repaid as your customers pay their invoices
  • A fit for businesses with creditworthy commercial clients
Barber putting on his apron in his own shop

General-purpose financing

Small Business Loans

One simple loan for whatever the business needs next. Sized on your revenue, not on collateral.

  • Funding from $5K to $500K, based on monthly revenue
  • Use it for equipment, inventory, payroll, or expansion
  • Fixed automatic payments, funded in as fast as 24 hours

See how each option works

Amounts, funding timelines, and terms for each.

Government-backed financing

SBA Loans

The longest terms available anywhere, for the investments that take years to earn back.

Amount
$5K – $5.5M
Funded in
As few as 30 days
Term
5 – 25 years
Commercial real estateMajor equipmentExpansion capital

Explore SBA Loans

How it works

From first conversation to funds in your account.

See the full process
  1. Tell us about your business

    Six quick questions. No Social Security number, and no effect on your credit.

  2. Review your financing options

    An advisor talks you through what fits, and what each option would actually cost you.

  3. Work with one advisor through funding

    The same person handles your file the whole way through.

Shop owner standing in his store with arms crossed

You won't be passed from one person to another.

You'll work with the same advisor from your first conversation through the financing process. They learn your business once, and they're the person who picks up the phone every time after that.

Common questions

Qualification, timing, and cost. See all questions.

What types of businesses does Roussin Capital fund?

We fund established U.S.-based businesses across a wide range of industries — restaurants, healthcare practices, contractors, retail stores, professional services, and more. Your business must have been operating for at least 1 year with consistent monthly revenue.

How fast can I get funded?

Most qualified businesses receive a decision within 48 hours of submitting a complete application with all required documents. Once you sign your agreement, funds can be disbursed in as fast as 24–72 hours directly to your business bank account.

Are there any hidden fees?

No. Roussin Capital is committed to full transparency. All fees, rates, and terms are clearly presented in your offer before you sign. There are no application fees, no hidden charges, and no surprises. What you see is what you get.

Do you fund startups or new businesses?

No. We work only with businesses that have at least a year of operating history. Staying narrow is what lets us move quickly on the files we do take.

Find out where your business stands.

Six quick questions, no effect on your credit, and a real answer from an advisor within 48 hours.