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1-800-ROUSSINQualification Questions
Understanding our requirements and who we serve.
What types of businesses does Roussin Capital fund?
We fund established U.S.-based businesses across a wide range of industries — restaurants, healthcare practices, contractors, retail stores, professional services, and more. Your business must have been operating for at least 2 years with consistent monthly revenue of $25,000 or more.
Do you fund startups or new businesses?
No. Roussin Capital exclusively serves established businesses with at least 2 years of operating history. This focus allows us to offer faster decisions, better rates, and a premium experience specifically designed for proven operators.
What does "6 months of consistent revenue" mean?
We require at least 6 months of bank statements showing regular deposits that demonstrate your business generates steady revenue. This is how we verify your business is established and can comfortably service the loan. Seasonal fluctuations are understood — we look at the overall pattern.
What is the minimum monthly revenue requirement?
Your business must generate a minimum of $25,000 per month in revenue. This threshold helps us ensure that the loan structure will be manageable and beneficial for your business operations.
Can I apply if my business has an open bankruptcy?
Unfortunately, we cannot process applications for businesses with open bankruptcy proceedings. However, if your bankruptcy has been discharged, we encourage you to apply and our team will review your current financial situation.
Process & Funding Questions
Understanding our lending process and timeline.
How fast can I get funded?
Most qualified businesses receive a decision within 48 hours of submitting a complete application with all required documents. Once you sign your agreement, funds can be disbursed in as fast as 24–72 hours directly to your business bank account.
What documents do I need to apply?
You will need: last 6 months of business bank statements, most recent business tax return, government-issued ID (owner), business license or registration, and a voided business check for ACH. Optional documents include P&L statements and accounts receivable aging reports.
How much can I borrow?
Roussin Capital offers business loans from $50,000 to $5 million or more for qualified businesses. The amount you qualify for depends on your revenue, time in business, and overall financial profile.
Terms & Fees Questions
Understanding our rates, terms, and fee structure.
Are there any hidden fees?
No. Roussin Capital is committed to full transparency. All fees, rates, and terms are clearly presented in your offer before you sign. There are no application fees, no hidden charges, and no surprises. What you see is what you get.
What are the repayment terms?
Repayment terms vary based on the loan type and amount. We offer flexible structures including daily, weekly, or monthly payments, with terms ranging from 6 months to 5 years depending on the product. Your dedicated advisor will walk you through all options.
Is there a prepayment penalty?
For most loan products, there is no prepayment penalty. We believe in giving business owners the flexibility to pay off their loans early if their cash flow allows it. Specific terms will be outlined in your offer.
Will applying affect my credit score?
Our initial pre-qualification check is a soft inquiry and will not affect your credit score. A hard credit pull may be required during the final underwriting process, which we will discuss with you before proceeding.
